Grow Your Money – Start Saving July is National Savings Month and with tax season landing in your inbox, hello IRP5 it’s the perfect time to reset your money saving habits Here’s the simple shift: Don’t save what’s left after spending. Spend what’s left after saving. Pay Yourself First Most of us follow this [...]
Every generation grew up in a different economic era — shaped by inflation, opportunity, technology, and cultural expectations. These differences influence how people save, spend, and stress about money. Learning objectives Identify Generational Traits: Recognise the distinct money habits and financial behaviours of different generations. Unpack Financial Mindsets: Understand how upbringing, environment, and family traditions influence [...]
Saving money is an essential life skill that lays the foundation for financial security and independence. By teaching children early, you help them move away from impulsive spending and towards healthier habits. Here are five practical tips for teaching kids and teens the importance of saving. Young children (ages 5-10) Help them watch their [...]
As we reach the halfway mark of 2026, it’s the perfect moment to pause and check in. Like standing at a viewpoint halfway up the mountain, you can either admire how far you have come or realise that you still have some ways to go. That’s where financial goal setting comes in, and it [...]
Money Myths, Mistakes and Micro Moves that Matter Money is part of our everyday lives, and many of us follow ideas about money that sound true but are not. These “money myths” often come from family, friends or things we grew up hearing. But today’s world is different, and holding onto old beliefs can [...]
When people hear “financial freedom,” they often think of millions. Big houses. Early retirement. But real freedom feels much simpler. It feels like sleeping at night. It feels like not panicking when your car breaks down. It feels like having choices. Freedom is not about a number. It is a mindset and a plan. [...]
