{"id":30376,"date":"2025-09-02T14:16:04","date_gmt":"2025-09-02T12:16:04","guid":{"rendered":"https:\/\/workcarewellness.co.za\/healthwise\/what-if-something-happens-to-you\/"},"modified":"2025-09-02T14:16:04","modified_gmt":"2025-09-02T12:16:04","slug":"what-if-something-happens-to-you","status":"publish","type":"post","link":"https:\/\/workcarewellness.co.za\/healthwise\/what-if-something-happens-to-you\/","title":{"rendered":"What if Something Happens to You?\u00a0"},"content":{"rendered":"<div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"--awb-bg-size:cover;--awb-margin-bottom:0px;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-image-element in-legacy-container\" style=\"--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-1 hover-type-none\"><img decoding=\"async\" width=\"800\" height=\"561\" title=\"Card-finance-what-if\" src=\"https:\/\/workcarewellness.co.za\/healthwise\/wp-content\/uploads\/sites\/20\/2025\/09\/Card-finance-what-if-1.jpg\" alt class=\"img-responsive wp-image-30377\" srcset=\"https:\/\/workcarewellness.co.za\/healthwise\/wp-content\/uploads\/sites\/20\/2025\/09\/Card-finance-what-if-1-200x140.jpg 200w, https:\/\/workcarewellness.co.za\/healthwise\/wp-content\/uploads\/sites\/20\/2025\/09\/Card-finance-what-if-1-400x281.jpg 400w, https:\/\/workcarewellness.co.za\/healthwise\/wp-content\/uploads\/sites\/20\/2025\/09\/Card-finance-what-if-1-600x421.jpg 600w, https:\/\/workcarewellness.co.za\/healthwise\/wp-content\/uploads\/sites\/20\/2025\/09\/Card-finance-what-if-1.jpg 800w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/span><\/div><div class=\"fusion-text fusion-text-1\"><p><em>Organise Today to Secure Tomorrow\u00a0<\/em><\/p>\n<p><strong>One Money Move: <\/strong>Create a financial file<strong>\u00a0\u00a0<\/strong><\/p>\n<p>There\u2019s a saying: \u201cThe only sure things in life are death and taxes.\u201d We don\u2019t like to think about it, but the truth is \u2013 life can change quickly. That\u2019s why planning ahead is so important.<\/p>\n<p>When it comes to planning ahead, three of the most important things you can do for yourself, and your family are:<\/p>\n<ul>\n<li>Have a signed will in place<\/li>\n<\/ul>\n<ul>\n<li>Update your beneficiary nomination forms<\/li>\n<\/ul>\n<ul>\n<li>Keep a financial file with your important documents.<\/li>\n<\/ul>\n<p>These things help your family when you\u2019re not around or if something happens to you. They reduce stress during difficult times and ensure that your wishes are followed when you are no longer here, making sure your money and belongings go to the right people.<\/p>\n<p><strong>Tip: Make sure you have a will that is <u>signed<\/u> and kept up to date.\u00a0<\/strong><\/p>\n<p>Simply Surviving: Jacob\u2019s Wake-Up Call<br \/>\nJacob had a car accident, and his car was written off. He didn\u2019t know where to find his insurance papers or what to do. He also realised that he didn\u2019t have a will \u2013 if something worse had happened, his wife and children would have been in trouble. He booked a couple\u2019s session with a financial coach, and together they started building a financial file.\u00a0 His coach also provided him with guidance on wills and insurance, emphasising the importance of taking care of himself and his family.<\/p>\n<p>Steadily Striving: Learning from His Dad\u2019s Mistakes<br \/>\nMark\u2019s dad passed away without life cover. His mom had to sell her house and move in with Mark. Mark didn\u2019t want to put his children in the same situation one day. He met with a coach and a financial adviser to get his own finances in order and protect his family.<\/p>\n<p>Totally Thriving: Planning for Their Baby<br \/>\nSimon and Maria just had their first baby. They knew it was time to get serious about money and start to be more financially organised. They met with a coach who helped them update their wills and create a financial file.\u00a0 They also spoke to a financial adviser about life cover and saving for their child\u2019s education.<\/p>\n<p>Whatever stage of your life you are at, things can change, and illness, accidents or even death can lead to big financial problems. Having a financial file helps you and your family to stay organised, giving you peace of mind and helping you take control of the future.<\/p>\n<p>A financial coach can help you.\u00a0 Your move. One win NOW. Own it!<\/p>\n<p>Financial coaching is free, confidential, and accessible for you and your family &#8211; <strong><a href=\"https:\/\/lyramoneymatters.interfaceinc.co.za\/Lyra-Contact-Me-for-Coaching\" target=\"_blank\" rel=\"noopener\">CLICK HERE<\/a><\/strong><\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":30377,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[37],"tags":[],"class_list":["post-30376","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-feature-articles"],"publishpress_future_action":{"enabled":false,"date":"2026-07-25 18:49:26","action":"change-status","newStatus":"draft","terms":[],"taxonomy":"category","extraData":[]},"publishpress_future_workflow_manual_trigger":{"enabledWorkflows":[]},"_links":{"self":[{"href":"https:\/\/workcarewellness.co.za\/healthwise\/wp-json\/wp\/v2\/posts\/30376","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/workcarewellness.co.za\/healthwise\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/workcarewellness.co.za\/healthwise\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/workcarewellness.co.za\/healthwise\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/workcarewellness.co.za\/healthwise\/wp-json\/wp\/v2\/comments?post=30376"}],"version-history":[{"count":1,"href":"https:\/\/workcarewellness.co.za\/healthwise\/wp-json\/wp\/v2\/posts\/30376\/revisions"}],"predecessor-version":[{"id":30378,"href":"https:\/\/workcarewellness.co.za\/healthwise\/wp-json\/wp\/v2\/posts\/30376\/revisions\/30378"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/workcarewellness.co.za\/healthwise\/wp-json\/wp\/v2\/media\/30377"}],"wp:attachment":[{"href":"https:\/\/workcarewellness.co.za\/healthwise\/wp-json\/wp\/v2\/media?parent=30376"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/workcarewellness.co.za\/healthwise\/wp-json\/wp\/v2\/categories?post=30376"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/workcarewellness.co.za\/healthwise\/wp-json\/wp\/v2\/tags?post=30376"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}